Free Medicare COVID Test Kits – Here’s How to Qualify

Since the onset of the COVID-19 pandemic, Medicare COVID test kits have played a critical role in helping beneficiaries detect and manage infection. In 2025, although public health conditions have improved, COVID-19 remains a concern, especially for seniors and individuals with chronic health conditions. This article will explore everything you need to know about accessing COVID test kits through Medicare this year—from eligibility to the latest policy changes.

Understanding Medicare Coverage in 2025

Medicare remains a vital lifeline for over 65 million Americans, especially those over the age of 65 and those with disabilities. In 2025, Medicare continues to evolve to meet emerging healthcare needs, including coverage for COVID-19 testing, vaccines, and treatments.

Medicare coverage is divided into four primary parts:

• Part A – Hospital insurance

• Part B – Medical insurance

• Part C (Medicare Advantage) – Offered by private insurers with extra benefits

• Part D – Prescription drug coverage

Understanding which part of Medicare covers which aspect of COVID-19 care is essential for making the most of your benefits.

Are COVID Test Kits Still Free in 2025?

Yes, COVID-19 test kits are still free for eligible Medicare beneficiaries in 2025, but access is more streamlined and slightly more limited than during the national public health emergency.

The Centers for Medicare & Medicaid Services (CMS) continues to support testing through:

• Participating pharmacies

• Online ordering portals

• Physician-authorized lab testing

However, the Public Health Emergency (PHE) officially ended in 2023, which shifted the distribution model. Now, you may need a doctor’s order or use a specific pharmacy network for reimbursement.

Medicare Parts and COVID Testing Benefits

Medicare Part A

Covers inpatient COVID-related hospitalization and complications. If your condition worsens, hospital stays are covered under Part A.

Medicare Part B

Covers diagnostic lab-based COVID tests ordered by a healthcare provider. Also includes preventive services, such as vaccinations.

Medicare Part C (Advantage Plans)

Many Medicare Advantage Plans offer additional COVID-related benefits, such as transportation to testing sites, home test deliveries, and enhanced telehealth services.

Medicare Part D

Covers medications prescribed for COVID-19 treatment, such as antiviral drugs.

How Medicare Covers At-Home COVID Test Kits

Medicare’s at-home COVID test coverage changed post-2023, but free access is still available if:

• You are enrolled in Medicare Part B.

• The test is FDA-authorized.

• It is ordered from an approved provider or pharmacy.

How to Access Kits:

1. Visit a CMS-approved pharmacy (e.g., CVS, Walgreens).

2. Show your Medicare ID.

3. Request up to eight tests per month per person (if offered by plan).

4. You may also order online through the USPS government portal if open during outbreaks.

COVID-19 Booster Shots and Medicare

Is the new COVID booster covered by Medicare?
Absolutely. In 2025, Medicare fully covers the newest COVID-19 booster developed for circulating variants. It is covered under:

• Part B (for standalone Medicare)

• Medicare Advantage Plans (Part C)

The vaccine is free of charge with no copay when received from in-network providers or pharmacies. Visit Vaccines.gov for locations near you.

Medicare Advantage Plans and COVID Benefits

Medicare Advantage Plans offer extra COVID-related services, including:

• Home test delivery

• Health hotlines for symptoms

• Priority access to vaccinations

• COVID management plans for chronic care patients

Always check your plan’s benefits document or contact your plan provider to explore 2025 updates.

How to Order COVID Test Kits Online in 2025

If you’re homebound or prefer convenience, you can order test kits online. However, not all online retailers accept Medicare for free kits.

Trusted Medicare-Approved Sources:

• USPS.gov (during outbreak surges)

• Pharmacy websites (CVS, Walgreens)

• Medicare.gov portal (for guidance)

Be cautious of third-party sellers on platforms like Amazon, which may not offer reimbursement.

Call the official Medicare helpline at 1-800-MEDICARE (1-800-633-4227) to ask your questions or get more information.

Regional Access: Minnesota and Washington State

How to Get Free COVID Test Kits in Minnesota

Residents may obtain test kits through:

• Minnesota Department of Health community programs

• Local public health departments

• Medicare-participating pharmacies

Visit the Minnesota COVID-19 Response page for details.

How Can I Get a Free COVID Test in Washington State?

Washington offers free testing through:

• Public health clinics

• Drive-thru sites approved by the state

• Medicare-recognized pharmacies

Check availability at Washington State Department of Health.

Who Qualifies for Free Test Kits?

Medicare eligibility for free COVID kits includes:

• Individuals with Medicare Part B

• Enrollees in Medicare Advantage Plans with COVID benefits

• Seniors 65+

• Those with qualifying disabilities

Low-income individuals may also qualify through state-sponsored Medicaid-Medicare dual programs.

How to File a Claim for Reimbursement

If you purchase a kit out-of-pocket:

1. Save your receipt.

2. Ensure it’s from an approved provider.

3. Download CMS Form 1490S.

4. Include proof and mail to your local Medicare Administrative Contractor.

Claims may take up to 30 days to process.

Trusted Suppliers of COVID Test Kits

Avoid counterfeit tests by using:

• Pharmacies like CVS, Rite Aid, Walgreens

• Government-backed services (e.g., USPS or HHS programs)

• Hospital-based networks

Only use kits with FDA Emergency Use Authorization (EUA). You can verify your kit at FDA’s authorized test list.

Staying Updated with Medicare Policy

Medicare updates its COVID-related policies frequently. Stay informed by:

• Subscribing to Medicare email updates

• Visiting Medicare.gov

• Calling 1-800-MEDICARE

• Checking updates via local SHIP counselors

Preventative Measures Beyond Test Kits

Testing is just one piece of COVID prevention. Medicare also supports:

• Free booster shots

• Telehealth appointments

• Mental health coverage for isolation-related anxiety

• Wellness visits to monitor symptoms

Common Issues and How to Solve Them

Rejected Test Kit Claims

• Ensure you have Part B coverage.

• Use only approved suppliers.

• Check if your pharmacy is in-network.

Delay in Delivery

• Use tracking tools.

• Contact the pharmacy directly.

• Request assistance from SHIP (State Health Insurance Assistance Program).

Real Testimonials: Medicare Beneficiaries’ Experience

“I ordered kits from my local pharmacy, and they were completely free with my Medicare Part B.” – Margaret, 74, New Jersey
“Washington State made testing easy—I got my results within hours, and Medicare covered it all.” – Jerome, 67, Washington
“The new booster gave me peace of mind. Medicare paid for everything.” – Rosa, 70, Texas

FAQs

How do I know if my Medicare covers a test?
If you have Medicare Part B or an Advantage Plan, most diagnostic and at-home COVID-19 tests are covered, especially when ordered by a doctor or obtained from an approved pharmacy.

How to get free COVID test kits in Minnesota?
Visit local health clinics, participating pharmacies, or order through the Minnesota Department of Health’s online portal.

How can I get a free COVID-19 test in Washington state?
You can go to public health sites, approved drive-thru clinics, or in-network pharmacies. Medicare covers these under certain conditions.

Is the new COVID booster covered by Medicare?
Yes, Medicare fully covers the latest COVID booster under Part B or Medicare Advantage at no cost to you.

Final Thoughts

In 2025, Medicare COVID test kits remain a vital part of staying safe and informed during continued viral circulation. While the national public health emergency has ended, Medicare has adapted to ensure seniors and vulnerable populations have the tools they need to monitor and protect their health.

From at-home test kits to boosters and reimbursement options, Medicare provides extensive coverage for COVID-related services. Understanding the evolving landscape and taking proactive steps ensures you make the most of your benefits.

Stay safe. Stay informed. And remember—Medicare continues to be your partner in navigating healthcare challenges in 2025 and beyond.

Turn 65 with confidence—get your free Medicare quote now at NewMedicare.com or call 📞 (833) 203-6742.