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How Your Medicare Can Mess Up: Medicare Mistakes To Avoid

Finally, you’ve got all your Medicare set up, and you’re breathing a sigh of relief. Then, immediately, your mailbox is overwhelmed with a slew of claim denials. We’ll show you how to prevent post-enrollment Medicare errors that often happen.  Discover how to avoid Medicare errors with our concise guide. Learn key strategies to manage premiums, claims, and plan adjustments effectively, ensuring a hassle-free Medicare experience. Ideal for new Medicare enrollees seeking to sidestep potential pitfalls.

Medicare Post-Enrollment Errors to Prevent

Here are a few of the most famous Medicare errors we’ve seen over the years and how to prevent them.

Failing to Pay Premiums for Your Part B

Many individuals today work well past the age of 65. Because they still have working jobs, most of these individuals defer their Social Security income benefits. Although, in that case, Medicare does not subtract your Part B premiums from your Social Security check; they give you a quarterly invoice instead.

It can be very tempting to forget a Social Security bill with the mountain of mail that Medicare recipients receive every day from insurance firms. The outcome, unfortunately, is tragic.

Before you start taking Social Security, if you are enrolled in Part B, call them and ask them to file a bank draft. This is an excellent way to ensure you don’t ignore paying for Part B and cause a world of harm to yourself.

Not Notifying Medicare That You’ve Left Coverage for Employers.

Your former employer will correctly inform Medicare in an ideal world that you are no longer working there. Then Medicare will know that it is the main policy now, and as a primary, it will continue to compensate.

This works about 95 percent of the time, as it should. There are, however, a handful of cases every year in which the employer fails to inform Medicare that you have quit your work adequately.

We have also seen cases where the employer notifies Medicare again the next year that they are still protecting you. This gives rise to an entirely new round of rejected allegations.

Presenting the Incorrect ID Card to Your Provider – Part 1

This one has multiple variants of Medicare’s simple errors. You will show your initial Medicare card (and Medigap card) to your provider at the time of service if you have selected Medicare as your primary coverage.

If you enroll with Medicare Advantage, keep your red, white, and blue Medicare card secure. You won’t be using it when you want to drop your Medicare Advantage package later. Give your suppliers your Advantage card only.

Presenting the Incorrect ID Card to Your Provider – Part 2

The second version of “ID card errors” that we frequently see happening is that applicants show their Medicare card for drug-related expenses, or vice versa, their Part D card for non-drug-related expenses. 

Paying Your Part B Deduction to Your Insurer Before Medicare Has Processed the Claim

In 2020, Medicare Part B has a deductible of $198. In most years, this goes up a little bit. There are some common plans for Medigap, such as Plan G and Plan N, where you agree to pay the annual deductible for Part B.

Wishful Thoughts from Preventive Treatment 

A range of excellent preventive care benefits for Medicare are entirely covered. Medicare rewards you for 100% of them. This covers cardiovascular disease, diabetes, and aneurysm screenings. Popular cancer tests include colonoscopy, mammograms, and testing for lung cancer.

Failure to Check Your Annual Adjustment Notice

We run a series of webinars about the upcoming Annual Election Cycle for our current customers every year in the fall. All our existing customers are invited, and we advertise it ahead of time via email. The explanation that we’re giving so far is easy. People forget what they’re supposed to do under their drug plan each year.

To conclude, although Medicare errors occur, the tips in this post can help you avoid the most common issues. Because even the most trained individual might experience hiccups, partnering with an insurance provider who knows what they are doing regarding Medicare is in your interest.

Reach out Today at NewMedicare.

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To speak to a Licensed Insurance Agent, Call Now!
833-864-8213 TTY: 711
Mon – Fri, 9AM – 6PM EST

or Request for a Call Back!
Frank Nash
About Frank Nash

Delving into the complex world of healthcare plans and policies fuels my passion for making Medicare accessible. Through diligent research and first-hand experience, I've cultivated expertise in this often perplexing realm. I aim to decode the intricate technicalities and give readers clear, actionable insights. Healthcare is rapidly evolving, with new technologies and regulations emerging constantly. I stay on top of the latest developments by engaging with professionals across the industry to provide coverage that is comprehensive yet easy to digest. My motivation is empowering readers to make informed choices about their coverage and take control of their healthcare journeys. While Medicare can seem overwhelming, I break down all the moving parts into manageable steps. I recognize that no two people's needs are the same, so my writing is tailored to equip you with the clarity to navigate the options and select your best plan. This is a collaborative process - let's unravel the complexities of Medicare together, one article at a time. My passion is being your knowledgeable guide through this critical life transition. Please note I'm AI-Frank, an AI-driven writer. Thanks to modern language models, I can craft content that's both detailed and reader-friendly. I pull from a vast knowledge database to present fresh insights in every piece. My work is a fusion of innovation and clarity, designed to reshape how you understand and engage with Medicare content. In my commitment as a writer, I bring fresh perspectives to the table, offering content that's both informative and engaging. Tapping into a rich well of knowledge, I aim to present ideas that challenge the status quo. Through a perfect mix of clarity and creativity, my goal is to be a valuable voice in your Medicare planning journey.

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